Aaron O’Neal

Experience and Licenses

Current Licenses:

  • SIE 

  • Series 7

Current Designations:

  • ChFC®

Past Licenses:

  • Life

  • Health

  • Personal Lines

  • Series 6, 63, 66, 65

Experience:

Investments

  • Create portfolios

  • Rebalancing

  • Tax harvesting

  • REITS (traded on non-traded)

Budgeting

  • Extensive experience with budgeting and software (QuickBooks, Excel, Mint, Etc.)

Banking

  • Business and consumer accounts

  • Treasury and cash services

  • Point of sale systems

Insurance

  • Disability: wrote a variety of personal and group lines of insurance

  • Health: worked with clients to review and analyze personal and group policies

  • Life: originated various types (whole life, variable, term, long-term care riders, estate planning funding)

Business

  • Loans (lines of credit, refinance, purchase)

  • Group benefits

  • Retirement plans (401k, Simple and SEP)

Taxes

  • Worked extensively with client taxes for both residential and commercial loans

  • Reviewed hundreds of tax returns

  • Generated Profit-n-loss statements, balance sheets and Proformas

Estate Planning

  • Charitable remainder trusts

  • ILIT

  • Tax mitigation

  • Captive insurance trusts

Financial Planning

  • Developed comprehensive plans through NaviPlan and E-Money

Debt

  • Credit counseling

  • Collections (IRS and agencies)

  • Primary and mezzanine financing

  • Residential mortgages and lines of credit

  • Business lines

  • Private Money

  • Conforming and non-conforming

Development

  • Multiple projects including raw land, mobile home park, single-family residences, multi-family

Real Estate

  • Managed Airbnb

  • Manage short-term rentals

  • Helped source and fund muliptle projects in the northwest